A ‘Starter’ is commonly referred to as a person in their late 20s or early 30s. They may have completed tertiary education, could be living either at home or with friends and are possibly starting a career or family – even both.
A ‘Starter’ may have experienced other kinds of personal development and life challenges, but to date; goals have more likely been career than money focused. Only recently have they become aware of the ticking clock and the need to “do something” about their finances and as such a ‘trigger event’ tends to cause substantial impact to force these individuals to take action. This will mean different things to different people, but could include travel, buying a home or holiday home, dining out regularly or overseas holidays.
The fact that these individuals have done little or nothing about their financial future (or maybe did but suffered a temporary setback) means they they’re what we call a ‘Starter’. They are starting out on the road to becoming Financially Independent.
It is never too early to start making decisions to achieve our personal and financial goals because the kind of life we’d like to live tomorrow depends entirely on the financial, lifestyle and career decisions we make today.
For us, it is an investment in your future, which we are more than happy to make.